body {
background: url('layimages/laybg.jpg') #000BEF repeat-x;
cursor:move;
color: #6B6B6B;
font: 7pt century gothic;
text-align: justify;
letter-spacing:0px;
line-height:15px;

margin-top: 0;
margin-bottom: 0;
margin-left: 0;
margin-right: 0; 
padding-top: 0;
padding-bottom: 0;
padding-left: 0;
padding-right: 0; 

scrollbar-face-color : #000BEF; 
scrollbar-highlight-color : #000BEF; 
scrollbar-3dlight-color : #000BEF; 
scrollbar-shadow-color : #000BEF; 
scrollbar-darkshadow-color : #3199FC;
scrollbar-track-color : #000BEF; 
scrollbar-arrow-color : #3199FC;
}

/* L E T T E R  T A G S */
b {color:#004DFF; text-transform:uppercase;letter-spacing:1px;font-size:7pt;font-family: verdana;}
u {color:#1D7DFB;}
i {color:#FF0000;}

/* T A B L E */
table, td, tr {
cursor:move;
color: #000000;
font: 8pt arial;
text-align: justify;
letter-spacing:0px;
line-height:15px;
}

/* H E A D E R */
.title {
text-align: center; 
font: 13pt trebuchet ms; 
color: #FFFFFF;
background-color:#910000;
font-weight: bold;   
text-transform: uppercase;
letter-spacing: 0px; 
margin:10px 0 3px 0;
line-height:14px;
}  

/*
.title:first-letter {
	font:20pt times new roman;
	color: #A8C6BF;
	font-weight:bold;
	}
*/

/* L I N K S */
a:link, a:active, a:visited {
color:#910000;
font-weight:bold;
text-decoration:none;
font-family:verdana;
font-size:7pt;
text-transform:uppercase;
cursor:crosshair;
}

a:hover {
color:#910000;
font-weight:normal;
text-decoration:none;
font-family:verdana;
font-size:7pt;
text-transform:uppercase;
cursor:crosshair;
}

/* D I S C L A I M E R */
.disclaimer {
padding:5px;
font:7.5pt arial narrow;
color:#FFFFFF;
background-color:#EDCDF3;
letter-spacing:0px;
text-transform: uppercase; 
line-height:9px;
margin:10px 0 10px 0;
}

/* S W I T C H  M E N U
.submenu{
margin-bottom: 0em;
}
*/